Have you heard of a funeral plan and are not quite sure how it works or whether it is a good option for you? This is a guide for pre-planning a funeral. We will discuss benefits, what a funeral plan is and the process of planning your own funeral ahead of time.
A pre-planned funeral is when an individual puts a plan in place that fulfils their wishes and ideas for how their funeral should be. The individual also pays for the arrangements in advance. Not everyone is able to pre-plan their funeral; however, it can give you peace of mind if you are able to do so.
Naturally people avoid the topic of funerals, especially when it comes to planning their own, as it can be an uncomfortable topic of conversation. Although pre-planning your funeral is a very thoughtful decision for your loved ones, as it can ease them of the emotional and financial turmoil arranging a funeral can cause.
What Is the Process Involved in Pre-Planning a Funeral?
At James Giles & Sons Ltd we work in partnership with Golden Leaves to make sure you have a secure way to plan and pay for your funeral in advance. You can read about Golden Leaves here.
The actual process of pre-planning a funeral can be very overwhelming and daunting. There’s no need to worry though; you do not need to know exactly what you will want before you start planning. We will guide you through every step of the process. We would start by talking about your values, any preferences or special requests. Followed by if you would prefer a quiet, mournful funeral or one with laughter and celebration. These points are all covered when preplanning a funeral with us.
The planning process also includes discussing whether you would prefer a cremation or a burial. Choosing between cremation or burial may be an easy decision for you. Often people follow what their late relatives chose. However, this is completely in your hands; some religions or cultures may specify which to choose.
Pre-planning also allows you to choose any extras, such as a different mode of transport (other than the classic hearse) or bespoke coffins or flower choices. These are all options that can be chosen to curate the most appropriate and reflective funeral possible.
You may opt for an eco-friendly or green funeral.
How Much Will Pre-Planning My Funeral Cost?
With Golden Leaves, there are 3 simple ways to pay for your pre-planned funeral.
- Spread the cost of the funeral over 12 interest-free monthly instalments.
- Choose immediate cover with a single payment.
- Finally, choosing immediate cover that is made by selecting our credit-financed funeral plan.
As well as alleviating financial stress, pre-planning your funeral means that you can take care of any necessary paperwork beforehand. Furthermore, reducing the potential pressure that your next of kin may suffer.
Important Steps to Remember When Creating a Funeral Plan
Ensure you write all your wishes down; take time to really think about what would mean the most to you. Don’t just assume that your next of kin would be able to remember this when the time comes. Please remember to keep the document with your plans and any payment arrangements somewhere safe. This may be with your other important documents, such as your advance care plan or your will. Once you have chosen where you will keep your documents, make sure you let your next of kin, healthcare team or solicitor know where you keep your documents.
Why Do People Choose to Pre-Plan a Funeral?
As previously mentioned, pre-planning a funeral eases any burdens on loved ones when it comes to making tricky or stressful decisions on your behalf. Especially during an already heightened and emotional time. Second to this, it ensures that all your wishes are followed. This can include types of service, music, readings and whether you would prefer burial or cremation. Therefore, you have full control of your own send-off. You may want to also specify which charity you would like any collection donations to go to.
Financially, you will provide clarity and security for your family when the time comes. Pre-paying for your funeral or even just outlining the costs of certain elements can help with the shock of any added costs.
Knowing that everything is handled can give your loved ones a deep emotional relief and can be very reassuring.
Take the first step today by contact our dedicated team:
Bromsgrove: 01527 872318, or email bromsgrove@jamesgilesandsonsltd.co.uk
Droitwich: 01905 783188, or email droitwich@jamesgilesandsonltd.co.uk
Studley: 01527 852213, or email studley@jamesgilesandsonsltd.co.uk
James Giles & Sons Limited Appointed Representative of Golden Leaves Limited, authorised and regulated by the Financial Conduct Authority. Firm Reference Number 960923. You can check this on the Financial Services Register at register.fca.org.uk
